Just 12 years into her career and Justine Zavitz has more experience and credentials to her name than most people do when they retire. She’s a regular speaker, giving talks at conferences, in university classrooms and in educational seminars across the country. Zavitz was named one of The Insurance and Investment Journal’s 50 Women of Influence in 2014; and one of the Rising Stars of the industry in 2018. Thanks to her dedication to the community and leadership qualities, Zavitz was also named one of London’s Top 20 under 40 in 2013.
Mike Danks’ first group was the association group plan for the Ajax-Pickering Chamber of Commerce in 1978. He went on to create the Chamber of Commerce Plans, implemented 202 of them in businesses across Ontario and helped grow the book to $25 million of annual premium before selling it to the Johnson Group. Mike also created and implemented the Ontario Better Business Bureau group plans.
He has recruited and trained more than 300 insurance brokers to sell group and access the lucrative business insurance market with it. Many of them qualified for MDRT on individual business from their group leads and built multi-million-dollar group premium businesses. Some are part of the “who’s who” in the business today. He has worked with the likes of Ron Barbaro, Ben Feldman and John Ingle. Mike attained his CLU in 1976 and his AIIC in 1980.
Mike and his brokers continue to work his own association, “The Innovative Business Club Association” with their proprietary plan for entrepreneurs through his Third Party Administrator (TPA), Countrywide Insurance Group. This plan, with benefits down to one life, has become a great door opener for both group benefits and individual plans.
Mike built his business through the power of regular marketing and cold calls on business owners. He shows advisors how to leverage the small group market into big business insurance cases by getting out and making calls. His unique group sales process for business from 1 to 10 lives has been kick-starting business insurance careers for advisors for more than 40 years.
Mark Halpern, Certified Financial Planner (CFP), Trust and Estate Practitioner (TEP) is one of Canada’s most recognized life insurance advisors.
As CEO of WEALTHinsurance.com®, Mark provides tax-efficient insurance strategies for business owners, professionals, retirees and affluent families.
Mark works closely with lawyers, accountants, bankers and financial advisors to provide their clients with unique insurance products and comprehensive estate planning solutions.
If you live in the Greater Toronto area, you’ve likely heard him on numerous radio stations since 2005 educating the public about the need for proper insurance, tax and estate planning.
Mark is widely recognized for his work in philanthropy and developing planned giving programs for hospitals, foundations, educational institutions and their donors.
He is incoming Chair of the Professional Advisory Committee of the Jewish Foundation and received their Professional Advisor of Excellence Award in 2017. He also sits on the Sick Kids Hospital Advisory board and is part of their $1.2 billion fundraising initiative.
Mark writes regularly for the TaxLetter® and Investor’s Digest and is often quoted in national media and financial industry publications.
He is a member of The Toronto Estate Planning Council, the Society of Trust & Estate Practitioners, Canadian Association of Gift Planners, CALU and sits on the Advisory Council for Munich Re.
Mark has been President of Aish HaTorah Toronto for the past 4 years and teaches weekly classes to students, young professionals and families.
Mark lives in Thornhill, Ontario and has been married to Rhonda for 23 years. They are kept busy with their 5 children, 22 years of age and under.
Dana Mitchell is the Principal of Basis Wealth Inc. and in her 15th year in the wealth planning industry.
Basis Wealth Inc. creates comprehensive financial plans for their clients that include insurance as well as wealth accumulation planning. In addition to her Bachelor of Commerce, Dana is a Certified Financial Planner and Chartered Life Underwriter. She is a proud member of CALU and the Million Dollar Round Table.
Dana is a mom, a wife and a business leader in the area of financial services. She is passionate about advancing financial education and enjoys volunteering her time in support of various organizations that support that cause including Junior Achievement.
In less than 10 years, Ryan Riffel has built a book of business so large he manages a team today to help him serve his clients. The Million Dollar Round Table qualifier began as a life insurance broker with Knight Archer Insurance back in 2009.
Since then he’s become the company’s vice president of the life and benefits department. He was recently nominated for the 2018 Life Health Advisor of the Year in the Insurance Business Magazine.
Samuel Waxman is a licensed Life and Living Benefits Insurance Advisor who has been in financial services since 2011. Before joining Sterling Park, Samuel founded Millennial Financial Group (“MFG”), which focused on bringing innovative and practical insurance and estate planning solutions for the millennial generation.
Samuel focuses on providing insurance and estate plans to recently graduated professionals as well as young families and business owners. His goal is to ensure that your insurance and estate plans will help protect you, your family and business despite any of life’s unforeseen obstacles.
Samuel graduated from the University of Western Ontario in 2011 and in 2012, graduated from the Financial Services Practitioner Graduate Program at Seneca College. Samuel is a Certified Financial Planner (CFP), Chartered Life Underwriter (CLU) and Certified Health Insurance Specialist (CHS).
Marg Manias, has been in the financial services industry for over 30 years and has occupied many seats and worn many hats within that time. From successful sales advisor, to National Director of Training & Development, Vice-President of DI Sales for a recognized insurance supplier, Regional Vice-President of Business Development with a national Investment firm, Director of Business Development for Long Term Care, and now, as Senior Insurance Consultant at Edward Jones.
Over the course of her career, Marg has criss-crossed the country many times speaking at industry events, sales conferences and annual meetings . She has been on the faculty of Advocis schools held in Whistler, Banff, Manitoba, Waterloo, Dalhousie University and the Atlantic. She has consulted for most of the major insurance suppliers at one time in a “train-the-trainer” role as well as in product development and marketing initiatives.
She is a past chair of the National Association of Health Underwriters and was the first Canadian Commissioner of RHU designing, authoring and porting the designation to Canada.
She is on the Faculty of the Canadian Institute for Elder Planning Studies and, currently, serves as Senior Insurance Specialist with Edward Jones.
Marg specializes in some of the more crucial areas of risk management which we, as advisors should all be considering in today’s environment and is a highly sought after speaker at industry and distributer events.
Curtis V. Cloke of Iowa is an award-winning international speaker, educator and author as a retirement expert. His presentations are entertaining, inspirational and educational. Curtis serves as an Adjunct Instructor for The American College of Financial Services as part of the educational team of experts who helped develop curriculum and content for the new online RICP® (Retirement Income Certified Professionals) designation program. In 2009, Curtis was also recognized as a top five finalists for “Advisor of the Year” by Senior Markets Advisor Magazine. He is a 20-year member of MDRT, with 3 Court of the Table and 12 Top of the Table honors. In addition to MDRT, he is also a member of the Forum 400, NAFIA, Society of FSP and many other industry associations. Curtis is a financial life planner with over 30 years of experience serving clients around the US from his Burlington, Iowa office. He focuses on business, estate and retirement planning.
Curtis V. Cloke
Darren Ulmer is living proof that a cancer diagnosis shouldn’t be a death sentence. Darren, who is from Saskatchewan, is a sought after, International key note and inspirational speaker on Living Benefits, especially Critical Illness and Disability Insurance. His presentation has been translated into 9 different languages and seen on the Main Platform at MDRT, as well as the Main Platform in Macau, China, Indonesia and all-around North America. Darren has been featured as a key note speaker at the World Critical Illness Conference in Victoria, Canada, the Advocis Banff School in Banff, Canada and speaks for NAIFA in the United States.
Darren is a Certified Financial Planner, Certified Health Specialist and Elite Partner Advisor with Sun Life Canada. He has been a Financial Advisor for 14 years, an Advocis member for 14 years and a qualifying member of MDRT for 8 years.
Vincent M. D’Addona MSFS, CLU®, ChFC®, CExP®, RICP®, AEP® (Distinguished) is an advisor at New York-based Strategies for Wealth. He has 38 years of experience providing services in four core areas: Estate Planning, Exit Planning for the owners of closely held businesses, Distribution Planning for those at or near retirement, and Investment Coaching.
He was inducted into the NAEPC Estate Planning Hall of Fame® in 2017. Often known as the experts’ expert, he has helped hundreds of individuals move closer to their full financial potential. He is a reknowned practitioner with The Living Balance Sheet® and serves on The Living Balance Sheet design team and is a The Living Balance Sheet faculty member.